TRAVEL PROTECTION/ TRIP INSURANCE
Travel insurance protects your financial investment in upcoming travel as well as your health and safety while traveling. We suggest in the strongest of terms purchasing travel insurance for each and every family trip, though ultimately the choice is yours.
Here are just a few recent situations our clients have experienced where travel insurance prevented stress and saved them money;
A recent cyclone in the South Pacific forced a family traveling in Fiji to travel home half way through their trip, forfeiting 6 nights of pre-paid, non-refundable accommodations and private sea plane transfers.
A small domestic airline in Chile cancelled a flight about 2 hours before take off, and the later flight on which the clients were rescheduled forced them to miss a connecting flight which resulted in an overnight in Santiago, and forfeited night at a remote luxury lodge, again pre-paid in full and non-refundable.
A family traveling in Spain had a few pieces of luggage lost on the way over. The luggage never caught up to them for the duration of their trip. Travel insurance provided an allocation to purchase replacement materials for what was in the luggage so they could continue on with the trip in comfort.
The COVID pandemic crisis led to some sweeping changes in the insurance industry, underscoring the importance of clear and full understanding of coverage on the part of the traveler. As a result, while we enthusiastically endorse the following travel insurance providers we are no longer able to provide quotes or manage claims on your behalf.
Please follow these links to run quotes and read full details about the coverage provided. These are unique links so the policies quoted here will be tied to our company and reflect our preferred partner agreements.
Travelex provides solid coverage for a wide range of trips. Their Travel Select plan covers children free of charge. Please see Travelex Insurance (for quotes) or if you already have a quote and are ready to purchase here is the link to do so. Travelex can be reached at +1-800-504-7883 with any questions prior to purchase.
Redpoint offers coverage for higher dollar trips (Travelex maximum amount covered per person is $10k) as well as medical evacuation (vs treatment at the nearest hospital) which can be important when traveling to more remote locations.
It is extremely important, and solely the client/ traveler's responsibility, to review coverage directly with the travel insurance company prior to purchase so you understand what is covered and how the coverage may apply to your particular trip. Videre Travel is not able to provide any explanation of benefits or interpretation of policy or coverage whatsoever. Clients must work directly with the travel insurance company on any explanation of benefits and should do this prior to purchasing.
It is important to note that standard travel insurance policies include trip cancellation coverage for specific reasons, but do not allow you to cancel a trip and secure reimbursement for "any reason". Insurance covers things like canceling for illness, business reasons, and inclement weather. Unless the policy specifically includes "cancel for any reason" coverage, which is a premium upgrade to a plan, travelers may not cancel a trip and be reimbursed for non-refundable payments when canceling for a reason not specifically listed as covered in the policy.
The third party insurance provider is unrelated to Videre Travel and all terms and conditions and premiums, etc. are through a direct arrangement between the Client and said third party insurance provider. In the event of an incident or claim, Videre Travel will provide supporting documentation as necessary including outlining payments made, planned itineraries and confirmed travel arrangements, however Videre Travel is not able to secure refunds or reimbursements directly from travel suppliers. Also, there may be documentation required (such as letters from medical professionals in the event of trip cancellation for medical reasons) that the client will be responsible for obtaining. Standard named perils, including pandemics and epidemics, are not typically covered in most policies.
Travel insurance must be purchased within 14 days of a payment of deposit for travel or purchase of flights for the most complete coverage, including that of pre-existing medical conditions. If you opt not to purchase travel protection within 14 days of a deposit payment, that serves as acknowledgement that you have been made aware of the availability of travel insurance coverage and have either purchased elsewhere or expressly declined to purchase and fully understand the implications of traveling without travel insurance coverage.